Risks of young drivers

Many motor accidents are blamed on young irresponsible drivers, which can seem to be a bit unfair however statistics show that young drivers under 25 and particularly those under 21 are most likely to have an accident. There is also a difference in sexes too, one in three male drivers will write off their cars within the first year of driving, compared to half this amount in the case of young female drivers. Shockingly a quarter of “death by dangerous driving” convictions are of drivers under 20 years of age, even though this group accounts for only 3% of all drivers on the road and each year over half of those found guilty of driving without insurance were in the under-25’s age group.

Understandably you can see why insures charge such high premiums to young drivers, however there are a few things you can do to keep your premium as low as possible, you should opt for a small car with an equally small engine, also avoid older cars with larger engines and also take a pass plus course after passing your test at your driving school in Birmingham.

Taking a pass plus course does not just benefit your insurance premium it will also give you extra experience on the roads in conditions you have not been in before, under the supervision of a qualified instructor who is able to give you hints and tips in any situation you encounter. Unfortunately not enough young drivers take up this course which will be offered by many driving schools in Birmingham, and the statistics show this with road crashes being the biggest killer of young people aged 15-24 and also 43 per cent of fatalities due to excess speed are aged between 16 and 25.

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February 2012
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